11th Class English Chapter 04 My Bank Account

11th Class English Chapter 04 My Bank Account

11th Class English Chapter 4 MY BANK ACCOUNT By STEPHEN LEACOCK

Q:1. According to the author, what is the effect upon him of entering a bank to do business?
Ans)When he goes into a bank, he gets frightened. The clerks frighten him, the desks frighten him, the sight of the money frightens him, and everything frightens him. The moment he passes through the doors of a bank and attempts to do business there, he becomes an irresponsible fool 

Q:2: Why did the author decide to open an account?
Ans)As we know that the author got frightened with every single activity and person present in banks, he never wished to open an account in any bank. However, he had to do, as his salary had been raised to fifty dollars and he felt that the bank was the only place to save it. 

Q:3. What was the manager’s reaction when the author told him that he would like to see him alone?
Ans)The manager was a calm and serious man. When the author wanted to see him alone, he got confused and was looking at him with some anxiety. He felt that Stephen Leacock had a terrible secret to tell or he belonged to Pinkerton's detectives group. 

Q:4: Why did the manager look relieved when he knew the purpose of the author's visit?
Ans)It was actually the author's mysterious manner, which had made the manager think that he was a detective. Later on, the author clarified that he did not belong to any special service. The manager looked relieved but still serious; he felt that he was a very rich man, but that was nothing but a misconception too 

Q:5: Why did the manager change his attitude towards the writer, all of a sudden?
Ans)The writer disclosed to the manager that he was neither a detective nor a millionaire, but an ordinary client. He said that he wanted to open an account and deposit the amount of fifty six dollars. The fact that the writer wanted to place only fifty six dollars in the bank much irritated and annoyed the manager. However, he did not lose his temper and coldly directed the writer to contact the accountant. The cold and impolite attitude of the manager increased the panic and nervousness of the writer. 
Q:6: What mistake did the author make when he wrote the cheque?
Describe the element of humour in the story. Or What is the climax or element of homour in the story?

Ans)The writer had grown extremely nervousness and confused. The sudden and impolite change in the manager’s attitude added to the panic of the writer. The height of humour was that when he had made a foolish and ridiculous mistake. After having deposited fifty six dollars, his idea was to draw out six dollars for the present use. Someone gave him a chequebook and someone else began telling him how to write it out. The people in the bank seemed to think that he was a man who owned millions of dollars, but was not feeling very well .He wrote something on the cheque and pushed. He had written fifty-six dollars instead of six, the whole amount, which he had just deposited. 
Q:7: Why was there a roar of laughter when the author left the bank?
Ans)When the author entered the bank, fear gripped him. He lost confidence and became nervous. He displayed a series of foolish acts and irresponsible behavior. The staff and the customers in the bank kept watching his foolish acts with tolerant affection but as soon as he left the bank, the staff and the customers busted into a roar of laughter. The loud sound of laughter went to the roof of the bank. They all laughed at the foolish behavior and confused nature of the author. 

Q:8: The author, Stephen Leacock, was a respected university teacher and a highly successful writer. Do you think this is a true story?
Ans)Professor Stephen was a successful and an exceptionally talented humorist. He is highly renowned and possesses a remarkable place among humorists. This story is purely based on imagination. It cannot be true to a nonprofessional what to talk about a creative like Stephen Leacock. The story has been created to amuse the readers. 

Q:9: Why is it wiser to keep one's money in a bank than to hoard in one's home?
Ans)It is wiser to keep one's money in a bank for the following reasons.
1. In home, it is a welcome to thieves while in a bank it is safe.
2. It refrains us from the temptation to spend our money unnecessarily or lavishly.
3. The money deposited in a bank earns interest.
4. The bank also provides loans to its customers.
5. It also plays a vital role in strengthening the national economy; the money lying in the bank would be lent out by it to finance different kinds of projects. 

Q:10:How did the writer save his spare money after the experience?
Ans)That horrible experience and discouraging attitude of the people in the bank made the writer allergic of banks. He decided never to step into a bank. He used to keep keep his saving in a sock, in the form of silver dollar coins.